Thatched Property Insurance
Professional Insurances for All Types of Thatched Properties
Professional Insurances for All Types of Thatched Properties
Welcome to Thatched Property Insurance from AIC
Most independent High St insurance brokers have access to around 30 different insurers whilst we at AIC have over 140, that’s why our Thatched Properties insurance rates are noted as being some of the best available.
Whilst price is very important we know good service is also paramount and our staff, based in our Hemel Hempstead office, are very keen to help you find the right cover which is bespoke to your business.
We pride ourselves on finding the right solution for our customers and we can quickly assess your needs with guidance on pricing, try our ‘quick quote’ where we aim to respond within just one hour (within usual office working hours 9-5 Mon-Fri).
Take a look at our Approved Thatchers.
Insuring buildings and contents, as well as personal possessions taken outside the home. All the other usual covers that you would expect from a standard home insurance policy.
Whether the property is just for your own personal use or to be rented out, we have a range of insurers ready to offer rates, so we know our pricing is very competitive.
Whatever the circumstances, and no matter how long the property is to be unoccupied for, we have many insurers willing to cover these types of property, so give one of our experts a call now.
Yes, we are one of the few brokers able to quote on Thatched Public Houses, so please call one of our staff and we’ll be happy to help.
Whatever the commercial use of the property, we are sure we can find an insurance solution to fit your needs, and our staff have specialized in this area for years, so give us a call.
Covering the stock and the seasonal adjustments is paramount to your livelihood, so don’t take any chances, call our team to ensure you are correctly covered.
Whether you need cover for everything or you’re just concerned over one specific piece of cover, we can formulate a bespoke package of insurance around your business.
A dedicated account handler will look after you, from sales through to claims, so you’ll always know who you’re dealing with.
Our pricing is constantly monitored and from a wide range of insurers, so you’ll always get the best quote.
We are partnered with EAMTA to ensure a quality of service is brought to you by our approved repairers.
We’ve also teamed up with NEG who operate a national boarding up and emergency repair service. All of our clients are pre-approved for this service to ensure you’re kept safe and secure in the quickest of times. Feel free to call them on 0844 7044 999.
We also work with one of UK’s leading suppliers of Thatch Fireboards, Membranes, Insulation and Fire Retardant Spray. Their advice has proved invaluable to architects, builders, surveyors, thatchers and property owners. You can find out more at http://thatchingadvisoryservices.co.uk/.
Talk to one of our friendly consultants to assess your needs and find a bespoke insurance solution to suit your business.
Whilst you normally have an emergency phone number stated on your policy documents, we always recommend talking to your account handler first.
That’s a tough question to answer without first establishing what cover you exactly need. Perhaps you want your premises covered, or maybe you just want the legal minimum cover required such as liability or vehicles? The good news is that we at AIC as brokers, have more insurers available on our panel than nearly any other firm, so we’re bound to find you the most competitive market price on whatever your insurance needs.
We’ll always recommend starting with a conversation with our helpful and friendly staff, so we can assess your needs and find the right bespoke insurance solution for you.
Great question, and the insurance you need for thatched property is not that different to normal home insurance in what it covers. You still want protection for your most valuable assets being the buildings and/or contents. The real difference is which insurer will you end up with, and how much you’ll pay in premiums. Thatched properties are termed as ‘non-standard’ in the world of insurers, and there’s far less insurers willing to cover them.
We at AIC have access to most insurance carriers willing to quote for Non-Standard homes, and we always recommend you start by having a conversation with one of our experienced staff.
Visit our main website page for Thatched Property Cover and Quotes by clicking here.
We at AIC always recommend to air on the side of caution, and disclose everything to ourselves, and we can help you decide if this information needs to be told to insurers, which normally it does.
There are different rules to follow from various sources, as an insurer may ask you to declare convictions in the last 10 years, whereas the rehabilitation act may dictate that you don’t need to declare it for more than say 5 years. DVLA may give you a different answer again for motoring convictions! Talk to one of our friendly consultants and let us help you.
Using a dedicated insurance broker provides benefits completely unseen when using a comparison site. With AIC, you’re afforded your own dedicated account manager who specialises in the cover you are seeking. Getting to know our clients is paramount to our customer service dedication and getting to know you AND your requirements is part of that. When you use a price comparison website, you are quite literally just a number and just a click-cost.
With any type of cover it is important to present insurers with all the information that will or could possibly affect the way they look at the risk. If this is not provided, insurers have the right to walk away from a claim, to change terms at the time of a claim, or reduce an amount paid depending on which law the insurance adheres to.
A good insurance broker (like AIC) should not be afraid to ask the right questions of a potential policy holder, or suggest ideas that will help in the risk management of the cover in question. Insurance is there to help you in the event of a problem, and it makes no sense to cut corners on something so important. We’re here to help you!
We hate call centres as much as you! Our phones will never be answered by a call centre and only by a staff member. You only deal with your allocated account advisor, so you know who you will be dealing with every time you need to reach out to us.
There are two main ways you can pay your insurance: the full sum to cover the next 12 months upfront, or in 12 monthly instalments over an annual period.
The major drawback to monthly payments is paying by instalment usually makes the total cost of cover higher than it would be if you paid in one go. This is because the insurance company is effectively lending you the money to pay the premium, so it will charge you what amounts to interest on the repayments you make across the year.
By paying In full you are clearing your entire payment all in one go, meaning the insurance company won’t have to lend you the money and you won’t be due any premiums on the loan.
Great question and one we can of course help you with! Business insurance premiums are arrived at by the analysis of your likeliness to have a loss. When you apply for coverage, your information will be analysed by an underwriter who is responsible for determining whether or not they will consider writing a policy for you. Each business has completely different circumstances and we highly advise you to get in contact with us so we can understand and advise in the best possible way.