Self Build Insurance

Professional Business Insurances for All Types of Construction & Self Build Projects.

Welcome to Self Build insurance from AIC

Most independent High St insurance brokers have access to around 30 different insurers whilst we at AIC have over 140, that’s why our Construction Insurance rates are noted as being some of the best available. Whilst price is very important we know good service is also paramount and our staff, based in our Hemel Hempstead office, are very keen to help you find the right cover which is bespoke to your business.

We pride ourselves on finding the right solution for our customers and we can quickly assess your needs with guidance on pricing, try our ‘quick quote’ button where we aim to respond within just one hour (within usual office working hours 9-5 Mon-Fri).

What does this policy cover?

Premises & and site

Covering any existing structure is paramount, especially when it’s left open to the elements, so please give us a call to discuss your needs.

Contractors All Risks

Covering the work in progress is the most valuable asset to most builds, so essential that you have the right insurance. We can tailor make a policy to suit your project.

Professional Indemnity and Director & Officer

Making sure the professional advice and management is correctly insured.

Vehicles

From cars to full company fleets, and from mopeds to haulage vehicles, we have access to many insurers offering competitive rates.

Goods in Transit Public & Employers Liability

We can cover the goods in transit, even if you’re not physically involved in moving items you may still have legal responsibilities.

Specialist Public & Employers Liability

Ensuring the staff are covered for all their activities whilst carrying out their duties, as well as protecting the public. Tailor made cover to suit your business, it’s our specialty.

Stock and Materials

Some items such as solar panels and wind turbines are both valuable and vulnerable, so covering these items from theft, weather and accidents is just good business sense.
What’s included?
  • Whether you need cover for everything or you’re just concerned over one specific piece of cover, we can formulate a bespoke package of insurance around your business.

  • A dedicated account handler will look after you, from sales through to claims, so you’ll always know who you’re dealing with.

  • Our pricing is constantly monitored and from a wide range of insurers, so you’ll always get the best quote.

Talk to one of our friendly consultants to assess your needs and find a bespoke insurance solution to suit your business.

01442 24 24 00

7 High St, Hemel Hempstead, Hertfordshire, HP1 3AA

info@aicinsure.co.uk

Self Build Insurance Solutions

Extensions

Whether you’re building a small lean-to, or if your doubling the size of your home, you need to ensure the property is covered correctly. Then making sure materials and liability is also insured properly, so talk to our team today.

New Builds

It’s a stressful time so don’t lose more sleep over insurance. If you’re covered correctly when the worst happens you’ll be up and building again in quick time. Tell us about your project so we can tailor make an insurance solution that’s right for you.

Renovations

The bigger the better they say, except for insurance premiums. We have experienced staff ready to understand your business and place the correct cover.

Need help?

Talk to one of our friendly consultants to assess your needs and find a bespoke insurance solution to suit your business.

How to make a claim

Whilst you normally have an emergency phone number stated on your policy documents, we always recommend talking to your account handler first.

Accreditations and Awards
Frequently Asked Questions
  • We at AIC always recommend to air on the side of caution, and disclose everything to ourselves, and we can help you decide if this information needs to be told to insurers, which normally it does.

    There are different rules to follow from various sources, as an insurer may ask you to declare convictions in the last 10 years, whereas the rehabilitation act may dictate that you don’t need to declare it for more than say 5 years. DVLA may give you a different answer again for motoring convictions! Talk to one of our friendly consultants and let us help you.

  • Using a dedicated insurance broker provides benefits completely unseen when using a comparison site. With AIC, you’re afforded your own dedicated account manager who specialises in the cover you are seeking. Getting to know our clients is paramount to our customer service dedication and getting to know you AND your requirements is part of that. When you use a price comparison website, you are quite literally just a number and just a click-cost.

  • With any type of cover it is important to present insurers with all the information that will or could possibly affect the way they look at the risk. If this is not provided, insurers have the right to walk away from a claim, to change terms at the time of a claim, or reduce an amount paid depending on which law the insurance adheres to.

    A good insurance broker (like AIC) should not be afraid to ask the right questions of a potential policy holder, or suggest ideas that will help in the risk management of the cover in question. Insurance is there to help you in the event of a problem, and it makes no sense to cut corners on something so important. We’re here to help you!

  • We hate call centres as much as you! Our phones will never be answered by a call centre and only by a staff member. You only deal with your allocated account advisor, so you know who you will be dealing with every time you need to reach out to us.

  • There are two main ways you can pay your insurance: the full sum to cover the next 12 months upfront, or in 12 monthly instalments over an annual period.

    The major drawback to monthly payments is paying by instalment usually makes the total cost of cover higher than it would be if you paid in one go. This is because the insurance company is effectively lending you the money to pay the premium, so it will charge you what amounts to interest on the repayments you make across the year.

    By paying In full you are clearing your entire payment all in one go, meaning the insurance company won’t have to lend you the money and you won’t be due any premiums on the loan.

  • Great question and one we can of course help you with! Business insurance premiums are arrived at by the analysis of your likeliness to have a loss. When you apply for coverage, your information will be analysed by an underwriter who is responsible for determining whether or not they will consider writing a policy for you. Each business has completely different circumstances and we highly advise you to get in contact with us so we can understand and advise in the best possible way.

Talk to one of our friendly consultants to assess your needs and find a bespoke insurance solution to suit your business.

01442 24 24 00

7 High St, Hemel Hempstead, Hertfordshire, HP1 3AA

info@aicinsure.co.uk