Classic Car Insurance

Professional Insurances for All Types Classic Vehicles.

Welcome to Classic Car insurance from AIC

Most independent High St insurance brokers have access to around 30 different insurers whilst we at AIC have over 140, that’s why our Classic Vehicle insurance rates are noted as being some of the best available. Whilst price is very important we know good service is also paramount and our staff, based in our Hemel Hempstead office, are very keen to help you find the right cover which is bespoke to your business.

We pride ourselves on finding the right solution for our customers and we can quickly assess your needs with guidance on pricing, try our ‘quick quote’ button where we aim to respond within just one hour (within usual office working hours 9-5 Mon-Fri).

Classic Vehicle Insurance Solutions

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Collectors & High Value Vehicles

Whether it’s a well-known mark or an exotic, we have specialists who know about cars. With a range of insurers available to us, we find the best deal for you.

Classic Bike

We love classic bikes, and our team have a wealth of experience placing insurance for such risks. Whether you own just one or a collection, we have insurers ready to help.

Multi Vehicle, fleet & Collections

Insuring a group of vehicles together is normally the cheapest way, and we can assess the collection to see the best way of placing cover, so give our team a call now.

Kit Car & Electric Vehicles

Ensuring you have the right insurance cover for special builds is essential, and our team know how to place cover for your pride and joy. Give our team a call to discuss your needs.

Tractors, Farm & Agricultural Vehicles

Not all insurers offer agreed values on agricultural vehicles and this can make a massive difference to the level of cover granted. Speak to one of our experts about which insurers are right for you.

Lorries, Trucks, Fire Engines & other special types

We love the unusual, and finding the right insurer for your pride and joy is our passion. Give one of our experts a call and see what we can do for you.

What does this policy cover?

Agreed Values

Some insurance companies only pay what they think is the market value, which can be dramatically different to what you require. Our experts know the difference between insurers and their terms, so talk to us about what cover you need.

Limited Mileage

We can cover various mileage limits, to ensure you get the most cost effective price on your cover, and as we have lots of insurers at our disposal we are sure to find the right cover to suit you.

Liability Cover

Whether you’re driving your classic car or exhibiting your pride and joy at a show, we know having the right liability cover is essential. Talk to one of our team to ensure you have the right cover.

Legal Expenses

Covering legal costs when the business needs it most can be very inexpensive if cover is purchased in advance.

Passenger Liability

For businesses carrying passengers, from Taxis to Coaches, this cover is essential.
What’s included?
  • Whether you need cover for everything or you’re just concerned over one specific piece of cover, we can formulate a bespoke package of insurance around your business.

  • A dedicated account handler will look after you, from sales through to claims, so you’ll always know who you’re dealing with.

  • Our pricing is constantly monitored and from a wide range of insurers, so you’ll always get the best quote.

Welcome to AIC's directory of insurer approved classic vehicle repairers.
AIC has teamed up with insurers and over 500 specialist garages across the UK and created a directory of contact details to assist our classic clients with vehicle repairs or maintenance.
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AIC are restoring a Jaguar XK120
The project is scheduled to take some 4-6 months and will be showcased from start to finish with weekly blogs and videos.
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Need help?

Talk to one of our friendly consultants to assess your needs and find a bespoke insurance solution to suit your business.

How to make a claim

Whilst you normally have an emergency phone number stated on your policy documents, we always recommend talking to your account handler first.

Accreditations and Awards
Frequently Asked Questions
  • We at AIC always recommend to air on the side of caution, and disclose everything to ourselves, and we can help you decide if this information needs to be told to insurers, which normally it does.

    There are different rules to follow from various sources, as an insurer may ask you to declare convictions in the last 10 years, whereas the rehabilitation act may dictate that you don’t need to declare it for more than say 5 years. DVLA may give you a different answer again for motoring convictions! Talk to one of our friendly consultants and let us help you.

  • AIC has various insurers with different rules, and the age of the vehicle can change from one insurer to another. Typically, and historically the age of a vehicle classed as a classic car for insurance purposes was 20 years, but we’ve seen insurers offering as low as 10 years old for certain collectible makes, so best to give us a call to discuss your requirements.

  • Using a dedicated insurance broker provides benefits completely unseen when using a comparison site. With AIC, you’re afforded your own dedicated account manager who specialises in the cover you are seeking. Getting to know our clients is paramount to our customer service dedication and getting to know you AND your requirements is part of that. When you use a price comparison website, you are quite literally just a number and just a click-cost.

  • With any type of cover it is important to present insurers with all the information that will or could possibly affect the way they look at the risk. If this is not provided, insurers have the right to walk away from a claim, to change terms at the time of a claim, or reduce an amount paid depending on which law the insurance adheres to.

    A good insurance broker (like AIC) should not be afraid to ask the right questions of a potential policy holder, or suggest ideas that will help in the risk management of the cover in question. Insurance is there to help you in the event of a problem, and it makes no sense to cut corners on something so important. We’re here to help you!

  • We hate call centres as much as you! Our phones will never be answered by a call centre and only by a staff member. You only deal with your allocated account advisor, so you know who you will be dealing with every time you need to reach out to us.

  • There are two main ways you can pay your insurance: the full sum to cover the next 12 months upfront, or in 12 monthly instalments over an annual period.

    The major drawback to monthly payments is paying by instalment usually makes the total cost of cover higher than it would be if you paid in one go. This is because the insurance company is effectively lending you the money to pay the premium, so it will charge you what amounts to interest on the repayments you make across the year.

    By paying In full you are clearing your entire payment all in one go, meaning the insurance company won’t have to lend you the money and you won’t be due any premiums on the loan.

  • Great question and one we can of course help you with! Business insurance premiums are arrived at by the analysis of your likeliness to have a loss. When you apply for coverage, your information will be analysed by an underwriter who is responsible for determining whether or not they will consider writing a policy for you. Each business has completely different circumstances and we highly advise you to get in contact with us so we can understand and advise in the best possible way.

Talk to one of our friendly consultants to assess your needs and find a bespoke insurance solution to suit your business.

01442 24 24 00

7 High St, Hemel Hempstead, Hertfordshire, HP1 3AA